April 1st, 2024 | Posted in Tools
Historical investment returns by asset class for a wide set of investments -- including stocks / bonds in the U.S., Canada, and beyond. Top performers, correlations, and more. Continue reading»
March 1st, 2024 | Posted in Retirement, Tools
Find out how much money you will receive from the Canadian retirement benefits programs (CPP and OAS). Continue reading»
February 28th, 2024 | Posted in Data & Insights
Facts and figures on U.S. stock market returns from 1871 to 2022. Average annual returns, likelihood of losing money in the market, best / worst months, and more. Continue reading»
October 15th, 2023 | Posted in Data & Insights, Tools
Tracking Canadian rent prices, incomes, and rental affordability by city -- over time from 1992 to 2022. Continue reading»
May 4th, 2023 | Posted in Data & Insights, Tools
Measuring Canadian food price inflation using 110 grocery items. Prices over time, prices by category, and your personal inflation rate. Continue reading»
February 26th, 2023 | Posted in Data & Insights, Tools
Tracking housing market affordability in Canada through home prices, incomes and mortgage rates. Data on 14 cities from 1999 to 2023. Continue reading»
January 21st, 2023 | Posted in Tools
This Canadian income tax calculator lets you quickly estimate your after-tax income, and provides comparisons across all provinces and territories in Canada. Continue reading»
January 7th, 2023 | Posted in Tools
Does timing the market beat time in the market? Use this interactive simulator to find out. Continue reading»
April 2nd, 2021 | Posted in Data & Insights, Tools
Use these interactive charts to explore rent prices versus household income in major cities in the U.S. and Canada Continue reading»
March 7th, 2021 | Posted in Data & Insights
Interactive charts to slice and dice data on Canadian income -- by geography, sex, and age group Continue reading»
January 31st, 2021 | Posted in Uncategorized
This is a story about Robinhood, an online broker that promised to "democratize finance for all", but ended up deceiving its customers and helping the rich get richer. Continue reading»
April 12th, 2020 | Posted in Data & Insights
A summary of COVID-19's economic impact in Canada (jobs, investments, housing, and more), the government's response to the crisis, and practical tips for those facing financial hardship. Continue reading»
March 4th, 2020 | Posted in Data & Insights
Defining what it means to be a 'high-income Canadian', comparing income earned vs income taxes paid, and an analysis of trends from the '80s to the present. Continue reading»
October 13th, 2019 | Posted in Tools
An interactive tool to visualize the ups and downs of the stock market, and the impact that this volatility can have on the growth of your investments. Continue reading»
August 24th, 2019 | Posted in Tools
A web tool to organize your loans, calculate the total cost of your debt, and design a month-by-month plan to become debt-free. Continue reading»
June 29th, 2019 | Posted in Tools
A small yet mighty tool for figuring out how much you need to save, when you'll reach your goal, and how much money you'll have at the end of it all. Continue reading»
April 7th, 2019 | Posted in Data & Insights, Real Estate
A data-heavy history of home prices in the U.S. and Canada. Long-term returns, breakdowns by city, charts, charts, and more charts... Continue reading»
February 3rd, 2019 | Posted in Data & Insights
Calling all Canadian couch potato investors... here's a comprehensive database of Canadian index ETFs (377 funds with ~$136B of total assets), along with analysis on historical returns and management fees. Continue reading»
January 12th, 2019 | Posted in Tools
Robo-advisor fees may seem small at first, but they can delay your retirement by several years. Use this calculator to find out exactly how much you'll lose. Continue reading»
December 1st, 2018 | Posted in Tools
A tool for drilling down into price & return data from the most important investment indices in the world. Annualized returns, dividend-adjusted returns, performance by year, and more. Continue reading»
November 3rd, 2018 | Posted in Tools
Are you thinking of going back to school to boost your income? Use this interactive grad school calculator to weigh the pros and cons. Continue reading»
August 14th, 2018 | Posted in Tools
An interactive web tool to chart out your net worth over time under different scenarios. Use this calculator for quick and easy projections. Continue reading»
July 26th, 2018 | Posted in Data & Insights
Slicing and dicing data on the amount of money that the average Canadian household spends in a year. Analysis by province, income level, cost category, and over several years. Continue reading»
July 8th, 2018 | Posted in Data & Insights, Real Estate, Rent vs Buy
Is it better to rent or buy in San Francisco? An analysis of the local real estate market, based on a sample of 16 homes. Continue reading»
June 12th, 2018 | Posted in Tools
The cost of raising a child will differ greatly from one family to another. Use this spreadsheet to estimate the cost of raising your little bundle of joy. Continue reading»
May 26th, 2018 | Posted in Tools
A spreadsheet for keeping tabs on your investment portfolio. Total market value, asset allocation, portfolio performance, automatic re-balancing calculations; this tool does all that and more! Continue reading»
May 2nd, 2018 | Posted in Retirement, Tools
How much money do I need to retire? How long will it take me to get there? How much will I need to save and how do my investments need to perform? This tool will help you understand all of the above. Continue reading»
April 12th, 2018 | Posted in Tools
Keeping track of your budget (how much you make and how much you spend) is the most important step towards taking control of your financial well-being. Get access to a simple tool to track and visualize your budget here. Continue reading»
December 1st, 2017 | Posted in Real Estate, Rent vs Buy
Life isn't all dollars and cents, and neither is the decision to rent or buy your home. Here's a checklist of non-financial factors to consider once you've crunched the numbers. Continue reading»
November 12th, 2017 | Posted in Real Estate, Rent vs Buy, Tools
The decision to rent or buy your home is one of the biggest that we make in our lives. This tool will help you choose a path that makes sense financially. Continue reading»
November 12th, 2017 | Posted in Uncategorized
An introduction to "The Measure of a Plan". Continue reading»