Tools - All Posts in this Category

Tracking Canadian Housing Market Affordability (1999 to 2024)

Tracking housing market affordability in Canada through home prices, incomes and mortgage rates. Data on 14 cities from 1999 to 2024. Continue reading»

Investment Returns by Asset Class (1985 to 2024)

Historical investment returns by asset class for a wide set of investments -- including stocks / bonds in the U.S., Canada, and beyond. Top performers, correlations, and more. Continue reading»

2024 Canadian Retirement Benefits Calculator (CPP and OAS)

Find out how much money you will receive from the Canadian retirement benefits programs (CPP and OAS). Continue reading»

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Canadian Rent Prices and Affordability by City (1992 to 2022)

Tracking Canadian rent prices, incomes, and rental affordability by city -- over time from 1992 to 2022. Continue reading»

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Canadian Food Price Inflation – tracking prices for 110 foods

Measuring Canadian food price inflation using 110 grocery items. Prices over time, prices by category, and your personal inflation rate. Continue reading»

2023 Canadian Income Tax Calculator

This Canadian income tax calculator lets you quickly estimate your after-tax income, and provides comparisons across all provinces and territories in Canada. Continue reading»

Market Timing Simulator

Does timing the market beat time in the market? Use this interactive simulator to find out. Continue reading»

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Rent Prices Versus Income in Major U.S. and Canadian Cities

Use these interactive charts to explore rent prices versus household income in major cities in the U.S. and Canada Continue reading»

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Visualizing Stock Market Volatility

An interactive tool to visualize the ups and downs of the stock market, and the impact that this volatility can have on the growth of your investments. Continue reading»

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Debt Payoff Planner

A web tool to organize your loans, calculate the total cost of your debt, and design a month-by-month plan to become debt-free. Continue reading»

Savings Goal Solver

A small yet mighty tool for figuring out how much you need to save, when you'll reach your goal, and how much money you'll have at the end of it all. Continue reading»

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Why Robo-Advisor Fees Are Far Worse Than They Seem

Robo-advisor fees may seem small at first, but they can delay your retirement by several years. Use this calculator to find out exactly how much you'll lose. Continue reading»

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Stock and Bond Market Visualizer

A tool for drilling down into price & return data from the most important investment indices in the world. Annualized returns, dividend-adjusted returns, performance by year, and more. Continue reading»

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To Grad School or Not to Grad School? A Calculator

Are you thinking of going back to school to boost your income? Use this interactive grad school calculator to weigh the pros and cons. Continue reading»

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Net Worth Scenario Tool (A Tale of Two Paths…)

An interactive web tool to chart out your net worth over time under different scenarios. Use this calculator for quick and easy projections. Continue reading»

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Cost of Raising a Child Calculator

The cost of raising a child will differ greatly from one family to another. Use this spreadsheet to estimate the cost of raising your little bundle of joy. Continue reading»

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Investment Portfolio Tracker — a Spreadsheet for DIY Investors

A spreadsheet for keeping tabs on your investment portfolio. Total market value, asset allocation, portfolio performance, automatic re-balancing calculations; this tool does all that and more! Continue reading»

Retirement Date Forecasting Tool

How much money do I need to retire? How long will it take me to get there? How much will I need to save and how do my investments need to perform? This tool will help you understand all of the above. Continue reading»

Budget Tracking Tool

Keeping track of your budget (how much you make and how much you spend) is the most important step towards taking control of your financial well-being. Get access to a simple tool to track and visualize your budget here. Continue reading»

Rent versus Buy Calculator

The decision to rent or buy your home is one of the biggest that we make in our lives. This tool will help you choose a path that makes sense financially. Continue reading»